Abstract:
Designed originally torespond to an economic and social problem, the microcredit failed to
satisfy all expectations regarding its impact on the living conditions of populations. The present
research mainly aims to study the social economic effects of the microcredit towomen in the 8th
district of Cotonou. The sample of study was drawn at a double degree. A first degree of a
geographic scope, retained (06) of the (08) neighborhoods comprised in the District. Stratified
second degree and accidental choice were used to choose identified beneficiariesOn the one
hand, the results reveal that women as mothers, widowed, out of school, live in conditions of
social and economic precariousness. On the other hand, access to microcredit enables them to
improve significantly their socio-economic situation. However, the complexity of administrative
procedures, guarantees and interest rate as well as the smallness of the credit mortgage the
initiatives and constitute constraints to women |
